How Do I Cancel A Tj Maxx Credit Card In 2022? (Guide)

TJ Maxx credit card holders are popular because they offer discounts for purchases in its stores as well as affiliated retailers such Marshalls and HomeGoods.

However, TJ Maxx credit cards charge a high interest on unpaid balances, which means you may end up paying a lot more for your purchases. So, you may wonder how to cancel a TJ Maxx credit card. You can find more information by reading on!

How Do I Cancel a TJ Maxx Credit Card?

If you have decided to cancel the TJ Maxx creditcard, make sure you do so correctly to avoid potential problems.

Calling your TJ Maxx credit cards is the best way to cancel them. To cancel your TJX Rewards Credit Card call 1-800-952-6133.

You can cancel your TJX Platinum Rewards Platinum card by calling 1-877-890-3150.

But before you decide to cancel your card, be sure to understand the pros and con’s of each decision.

First, your TJ Maxx card cancellation will negatively impact your credit score. It will decrease your credit limit.

You will also lose your credit history, which could impact credit scores.

Which is the best way to cancel your credit card?

Once you’ve decided to go ahead and cancel your card, there are a few steps you should take to ensure that there are no glitches:

Make sure you have enough funds to cover your monthly bills. Cancel any recurring payments or bill payments you may have linked to the card. Redeem any remaining Rewards. TJ Maxx is the Customer Service phone number. Your card can be cancelled online, if necessary. To cancel your card, send an email or a letter. In this way, you can keep track of your card’s cancellation and also the date. For security reasons, it is a good idea to take out your card. To confirm the cancellation of your card, keep an eye on credit reports.

What Bank Holds the TJ Maxx Credit Card?

TJ Maxx credit cards are issued by Synchrony Bank. These include the TSX Reward Platinum MasterCard as well the TJX Reward Credit Card.

Do the TJ Maxx Credit Cards have an annual fee?

The TJ Maxx credit cards don’t have an annual fee, but they do charge high-interest rates on unpaid balances. TJX rewards credit cards have a 27.99% rate of return on any new purchases. If you miss any payments, there is a late fee of $35.

You can still earn rewards at TJ Maxx and Marshalls HomeGoods stores.

Five points are awarded for each $1 spent in-store or online using the TJ Maxx Reward Credit Card. When you reach 1000 points, you get a $10 Rewards certificate.

Is the TJ Maxx Credit Card Free?

There is no annual fee for the TJ Maxx Rewards Credit Card. You will however be subject to a 27.99% APR rate if there are unpaid balances.

Does the TJ Maxx Credit Card Build Credit?

TJ Maxx rewards credit card will help build your credit.

If you make regular use of it and pay all your bills on time, this will improve your credit score.

However, late fees and missed payments can affect your credit score. The issuing bank will report to three credit bureaus.

The TJ Maxx credit card is worth it?

Make sure you understand the pros and con’s of canceling your credit card before you do.

TJ Maxx is a credit card that offers a 10% discount on purchases.

TJ Maxx Credit Cards are available in two versions: TJX Credit Card with Rewards Credit Card (or the TJX Credit Card with Rewards Platinum MasterCard).

TJX rewards credit cards can be used at Marshalls and HomeGoods as well.

Reward points can also be earned for all your purchases. TJX Rewards Platinum MasterCard can also be used in other stores and earns 1% cashback for all purchases

Both types of cards do not pay a low interest rate and earn you Rewards at a slow rate.

These may be good reasons to cancel your TJ Maxx credit cards. You will lose your credit score if you cancel any credit-card.

Because you can’t cancel a credit card and lose your line of credit, this means that you will have less credit.

Read our blog posts to find out where TJ Maxx gift certificates can be purchased, if TJ Maxx will accept Samsung Pay and TK Maxx vs TJ Maxx.

Conclusion

You can cancel your TJ Maxx card by calling the card’s customer service number. There may also exist an option to cancel credit cards online.

You should make sure to get written or email confirmation when you cancel your TJ Maxx credit card and keep an eye on your credit score to ensure there are no mistakes on your credit report.

How Do I Cancel My Tj Maxx Credit Card?

Call 1-877-890-3150 if you have a TJX Platinum MasterCard and 1-800-952-6133 if you want to cancel your TJX Reward Credit Card. Note that by closing your credit card accounts, you will lose the credit you have. This can impact your credit score. Mar 19, 2020

Is your credit score affected by closing your credit card?

Your credit score can still be affected by a cancelled credit card. But, remember to cancel all other credit cards before you do. Your credit history is an important factor in credit scores. Closing your charge card will not affect it.

Is there an annual fee for the Tj Maxx credit card?

It costs $0. And, of course, you don’t necessarily have to settle for just one card. TJX Rewards(r), Platinum Mastercard(r), and Citi(r), Double Cash Card – 18 Month BT can both be used to purchase TJX products.

Which Bank is Tj Maxx?

Synchrony Bank

.How Do I Cancel A Tj Maxx Credit Card In 2022? (Guide)