Where Can You Cash A Usps Money Order? (List Of Places)

Louis DeJoy
75th United States Postmaster General
Incumbent
Assumed office June 16, 2020
President	Donald Trump Joe Biden
Deputy	Douglas Tulino
Preceded by	Megan Brennan
Personal details
Born	1957 (age 64) [1] New York City , New York , U.S.
Political party	Republican
Spouse(s)	Aldona Wos
Children	2
Education	Stetson University ( BBA )

Money orders, which are a cost-effective and easy way to pay and receive money without a checking or debit account, can be made when both parties do not own a checkbook.

As one of the most essential organizations in the U.S., the Postal Service sells money orders for a low rate at most of their locations.

What if you get one? Is there a location near me? Let’s find out.

Are You Looking for a Place to Cash a USPS Money Order in 2022

Money orders issued by the United States Postal Service may be cashed in a wide variety of locations, including Post Office locations, banks, some grocery stores, convenience store chains, and check-cashing locations. The Post Office will cash USPS money orders at no cost, but it may charge a fee to do so elsewhere.

Continue reading for a complete list of USPS Money Order Cashing Locations.

Here’s a list of stores and banks that will cash USPS Money orders

Here is a list of locations, including banks and stores, where you can get your USPS money order cashed (or deposited).

Post Office locations – The Post Office obviously cashes their own money orders, and bonus: they do it for free.

Bank of America – This bank will only cash money orders if you have an account with them.

Capital One – Another huge financial institution that will only cash your money order if you have an account with them.

To receive cash in cash, you need to have the minimum amount of the money order in the account.

If not, you can deposit the money order into your account.

Fifth Third Bank — These branches will cash an order for money even if you don’t have a bank account.

Chase Bank – To get cash from Chase Bank, you need to have an account.

Regions – For a fee of five percent, non-accountholders can cash money orders at Regions branches.

PNC Bank, a bank located in Pittsburgh. This bank is required to cash any money order. Some restrictions may apply.

Wells Fargo: Another bank you need to open an account with. However, deposits are not allowed. The date that the money order is cleared depends on the amount.

Check-cashing areas include United Check Cashing or Money Mart. These are the ones with the highest fees.

Albertsons grocery stores, call ahead or check the site to confirm that your local Albertsons location accepts money orders.

Kroger grocery stores: Kroger’s 2700+ locations throughout the United States will cash your money order for a fee. Make sure to verify this before you go.

Will Banks Take USPS Money Orders

Yes, many banks do cash USPS money orders.

Some banks, such as Chase and Bank of America require that you have an account before they can cash your money orders.

Many of these money orders require that you hold the amount shown on the check in the account so the money can be transferred to your cash account.

(If you don’t have the amount in your account, you can deposit the money order and it will clear on pretty much the same timeline as any check would.)

If your bank has a cashier, they can be used to cash the USPS money orders.

Visit your bank’s website to learn if you can order money cashing. If so, they likely do it for free.

Many banks, such as Regions, allow you to place cash orders at your location, even if you don’t have an account. However, there will be a charge.

Banks that are willing to accept USPS money orders for non-account holders, in my opinion, is a better option than check-cashing facilities.

It appears, even though there will be a charge, that the fee is less than at Money Mart.

Make sure to research all fees and options available for your location.

What is the best way to cash an order of USPS money?

Only the person to whom the USPS money order is made out can cash it.

You don’t need to place money orders with USPS.

So, unfortunately, if you don’t have time to make it to the Post Office one day to cash your money order, you cannot send someone else in your stead.

Money orders work just like checks. You will require proper ID and a match on the money ordering form to be able to collect the funds.

Can You Mobile Deposit A USPS Money Order?

Many banks have mobile apps that allow you to make mobile checks, but money orders can be arranged by other bank branches.

Mobile deposit of money orders is not allowed by major banks like Bank of America. However, they can cash these in person for account holders.

But big names like Citibank, Fifth Third Bank and Wells Fargo all have mobile money order deposit services in their apps.

Huntington Bank in the UK is one of several regional banks that offers mobile money orders deposit options.

How Do You Cash A Postal Money Order?

USPS money orders can be great as they are simple to get from any of the Post Office locations across the country and are also easy to cash.

You can simply find the location where USPS money is cashed and bring that with you to the building.

Do not sign it yet! The teller/cashier will ask you to sign the document (or endorse it).

Be sure to show your ID to prove that you are the intended recipient of the money order

All you need is to cash the check. It’s very similar to cashing a check.

After signing the money order you will need to show ID and decide on your bill denomination.

For more information on USPS, please visit our post about whether USPS sells money, how USPS charges for weight, size and if USPS accepts Apple Pay.

Conclusion

USPS money orders are an inexpensive alternative to checks or debit card payments, and they can be cashed in many locations around the U.S.

Post Offices are the best, most visible option. However, many banks and check-cashing points, as well as some grocery stores, will also do this – often at a small fee.

.Where Can You Cash A Usps Money Order? (List Of Places)